More financial power for growing businesses.
Access inventory restocking capital and invoice financing through licensed lending partners, powered by your real store sales data.
More financial power for growing businesses.
Fuel your inventory restocks and retail store expansion without endless bank queues or impossible collateral demands.
Inventory Working Capital
Access short-term capital to purchase stock before holiday rush seasons, backed by your historical store sales.
Invoice & PO Financing
Unlock immediate cash flow on verified unpaid wholesale purchase orders instead of waiting 60–90 days.
Merchant Cash Advance
Flexible repayment calculated as a small percentage of your daily Evarpex card and POS transactions.
Buy Now, Pay Later (BNPL) at Checkout
Enable your retail customers to split purchases into 3 or 4 interest-free installments while you get paid 100% upfront.
How eligible merchants unlock working capital.
Zero endless bank branch visits, zero complicated financial projections, zero pledged property collateral.
Process Sales Consistently
Operate your retail counter and online store on Evarpex for 90 days. Your transaction history acts as your verified financial track record.
Receive Tailored Credit Offers
Based on verified ledger cash flow, our licensed financial partners generate pre-approved working capital offers directly in your dashboard.
Instant Wallet Disbursement
Accept terms with no physical collateral requirements. Funds are disbursed directly to your Evarpex Merchant Wallet within 24 hours.
Automated Flexible Repayment
Repayments are deducted automatically as a modest percentage (e.g. 10%) of daily checkout transactions until cleared.
Ready to run your business better?
Join thousands of ambitious African merchants using Evarpex to sell everywhere, automate operations, and get paid with zero complexity.