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Fintech Rails

Get paid however your African customers prefer.

Connect payments directly to your inventory and order fulfillment. Stop waiting for bank screenshots and reconcile every naira automatically.

14-day free trialNo credit card requiredAbuja HQ Support
Customer making fast contactless digital payment in store
Instant Transfer Verification
Unverified Transfer Losses
₦0
Unified Fintech Infrastructure

Get paid however your customers prefer.

Accept payments online and in-store while keeping your business finances directly connected to your inventory, customer records, and tax reports.

Debit & Credit Cards

Mastercard, Visa, Verve with 3D Secure OTP authentication

Instant Bank Transfer

Direct NIP transfer with automated order matching under 10 seconds

Dynamic QR Payments

Scan to pay directly from mobile banking apps at checkout counters

USSD Banking Codes

Instant offline payments via GTB, Zenith, Access, and UBA USSD strings

Dedicated Virtual Accounts

Unique account numbers assigned to each of your regular wholesale buyers

Sharable Payment Links

Send one-click payment links on WhatsApp, Instagram DMs, or SMS

TRANSACTION VOUCHERSuccessful
Payment Received
₦85,000.00
Glow Skin Care • Ref: #TXN-90281
CustomerSarah Williams
ChannelBank Transfer (Access Bank)
Settlement RouteAuto-Credited to Wallet
Enterprise Grade Security

Zero manual reconciliation. Ever again.

When a customer pays via bank transfer, Evarpex matches the alert within seconds, marks the order as paid, deducts the stock, and issues an SMS receipt — so your sales staff never have to wait for bank screenshots.

Regulatory Assurance: Payment services and settlement accounts are provided through licensed, regulated financial institutions and authorized payment switch partners.
Merchant Wallet

Keep your business money organized.

Separate your personal finances from your store revenue. The Evarpex Merchant Wallet aggregates all payments, holds escrow securely, and gives you instant payouts to any commercial bank in Nigeria.

Automated Settlements

Scheduled payouts to Zenith, GTB, Access, or Moniepoint accounts on your terms.

Escrow Buyer Protection

Build trust with hesitant first-time buyers with verifiable milestone release.

Tax & Accounting Ready

Download clean monthly bank statement reconciliations ready for your accountant.

Evarpex Merchant Wallet

Merchant: Glow Skin Care (EVX92831)
Verified Tier 3
Available Balance
₦456,789.00
Ready for payout
Today's Collections
₦128,500.00
18 transactions today
Pending Settlement
₦45,000.00
Settles tomorrow at 9 AM
Launch Your 14-Day Free Trial Today

Ready to run your business better?

Join thousands of ambitious African merchants using Evarpex to sell everywhere, automate operations, and get paid with zero complexity.

No credit card requiredFree phone setup onboarding